We offer Traditional as well as Zero Transaction Fee Processing for credit cards.  We have reliable Point of Sale Systems such as Clover, NRS, and more that can be used in many types of industries. We even have FREE equipment & FREE processing programs.

Traditional Processing

Traditional processing, commonly known as cost plus or interchange plus pricing, requires the merchant to cover the fees involved. Major retailers such as Walmart and Target typically utilize conventional processing programs. At JK Merchant Services, we provide various methods for traditional processing, including flat rate pricing, tiered pricing, and cost plus pricing. Regardless of the option you choose, we guarantee the industry’s most competitive rates, free from concealed charges or deceptive practices.

Zero Transaction Fee Processing

When seeking ways to reduce operating costs, determining where to begin can be challenging. JK Merchant Services offers a credit card processing program that eliminates transaction fees, enabling businesses to save money. Our services are available to merchants and small to mid-sized business owners across the country, providing them with an opportunity to boost revenue and expand their operations.

Unlike traditional processing methods that burden merchants with credit card fees, our zero transaction fee processing transfers the cost to the customer. To inform your customers about this charge, we assist you in displaying appropriate signage. Through our POS program, customers are automatically charged a nominal service fee, typically around 3.99%. These minor fees accumulate over time, contributing additional revenue to your business. While you may still be responsible for a small portion of the fee, significant cost savings are achieved by opting for zero transaction fee processing. 

Types of POS Systems

We offer a variety of POS systems for many types of industries.

Common industries that we service include:

restaurants & food trucks

retail stores

quick serve stores

online businesesses

We can tailor our services to any type of business!


Common POS systems we offer include:

LINGA (Made for restaurants)

NRS Systems

Clover Systems

We can help you decide which one is the best choice.

NRS Systems

NRS systems are point-of-sale (POS) systems that streamline the checkout process. They consist of several components, such as credit card readers, barcode scanners, and printers. If you require extra NRS accessories, feel free to inquire! We offer a complete selection of accessories tailored to meet your business requirements.

Merchants across the nation rely on NRS systems for their business needs. These systems are particularly popular in convenience stores and other quick retail operations. The reason behind their widespread adoption is their ability to effectively manage inventory, simplifying the inventory process over time. While the initial implementation of these systems may take some time, typically ranging from 8 to 24 hours, we offer NRS buyers an inventory upload service that streamlines the process, allowing you to concentrate on your business.

The system is fully cloud-based, equipped with a user-friendly touch screen monitor, and designed with a focus on minimizing its environmental impact. This ensures that you can trust both the security of your system and its commitment to sustainability.

Clover Systems

Clover is an all-in-one system that allows for fully mobile, contactless payment. These advanced systems are designed as mobile applications and can be personalized according to your specific requirements with a wide selection of more than 400 downloadable apps. You can conveniently access all your data from any computer or mobile device. Clovers are not only visually appealing but also user-friendly for both customers and employees. Moreover, they are compatible with popular mobile payment options such as Apple Pay, Android Pay, and Google Pay, allowing your customers to choose contactless mobile payments if they prefer.

Aside from the standard Clover, which functions similarly to a traditional point-of-sale (POS) system, we also offer the Clover Mini. The Clover Mini system, available at a lower price point, provides all the same services for processing, inventory management, and overall administration as its larger counterpart. If you have limited counter space, the Clover Mini serves as an all-in-one system and eliminates the need for an additional cash register, scanner, or printer.

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